The Beacon in the Sky

Insights for Balanced Lifestyles
  • The Meditations – Marcus Aurelius

    “Mark how fleeting and paltry is the estate of man – yesterday in embryo, tomorrow a mummy or ashes. So for the hairsbreadth of time assigned to thee, live rationally, and part with life cheerfully, as drops the ripe olive, extolling the season that bore it and the tree that matured it.” – Marcus Aurelius […]

  • Light and Shadow

    All the variety, all the charm, all the beauty of life is made up of light and shadow. – Anna Karenina, Leo Tolstoy

  • Life

    If you are depressed, you are living in the past. If you are anxious, you are living in the future. If you are at peace, you are living in the present. – Lao Tzu

  • Joy and Sorrow

    The deeper that sorrow carves into your being, the more joy you can contain. – Khalil Gibran

  • Compassion

    A bit of fragrance Always clings to the hand That gives you the flower – Chinese proverb

  • Hourglass

    The more sand has escaped from the hourglass of our life, the clearer we should see through it. – Jean Paul


Your relationship is not just the relationship but a financial relationship.


During building a romantic relationship, I think people reach the point that has the question, “Do I need to take her/his financial baggage?”, especially, if they are very serious in my experience. As far as I remember, Dave Ramsey once mentioned in his book, in the US over 90% people have a credit card debt, and if you are free from debt you are top 10% of the US. It’s somewhat exaggerated but I think it has a point. I have noticed some people spending money, tried to please others or other’s eyes rather than being practical and saving money for future, by consideration of their social rejection or ‘the standard’ they were belong to.

Recently, I read the article, 4 things first-time home buyers need to know (CNN Money, Vasel 2017). Like the lady said, Ms. Right and Mr. Right meet together it is good. But, you need to consider something, which is the financial relationship. “There is a good debt and a bad debt. Student loans.. it can be a good debt. Credit card debt beyond their means? No! No.” The financial relationship with your significant others could hinder your future house investment, or retirement funds.

Of course, I acknowledge that there are important things of the existential consideration of our being or the moment, time, space, meta-physics etc, but recently I have seen/read quite a few tragic news regarding homicide/suicide caused by financial crisis everyday basis. Is it really possible to achieve the existential freedom without consideration of financial freedom in this contemporary society?

I think it is important to watch out ‘your’ financial cash-flow including hers or his.


No return from death

Nothing lasts.